What Is Considered an RV?

Recreational vehicles (RVs) generally refer to vehicles used for leisure and hobbies rather than daily transportation. This broad category includes many vehicles, each with distinct features and insurance considerations.

Types of Vehicles That Qualify as RVs

Although terms and policy options can differ between insurers, coverage is often available for the following types of vehicles:

• Motorhomes
• Travel trailers and fifth-wheel trailers
• Truck campers and pop-up campers
• Golf carts
• Motorcycles
• Boats, Jet Skis and other watercraft
• Off-road vehicles such as ATVs and snowmobiles

Why Proper RV Insurance Matters

RV insurance can help manage the financial impact of various risks associated with owning and using an RV. Many policies may cover the following:

• Third-party liability coverage can help pay for costs if you’re legally responsible for injuries or property damage caused to others while using your RV.
• Collision coverage may assist with repair or replacement expenses if your RV is damaged in an accident involving another vehicle or a stationary object.
• Comprehensive coverage may apply to noncollision incidents, such as fire, theft, vandalism or severe weather damage.
• Uninsured/underinsured motorist coverage can help recover losses if the at-fault driver lacks sufficient insurance.
• Contents coverage may provide financial protection for personal items onboard.

You may also want to consider optional coverage. For example, roadside assistance can help if you break down on the road, while vacation liability may provide extra coverage if you’ve parked your camper, trailer or motorhome at a campsite. Our team at Goh Insurance & Tax can help you find a suitable policy that meets Nevada’s requirements.

Secure a Policy Today

If you own or are considering purchasing an RV in Nevada, let us help you explore your RV insurance options. Contact us today at Goh Insurance & Tax for any questions or to get a custom quote.