Life Insurance in Las Vegas, NV

Life insurance can provide essential financial support for loved ones when you pass away. If you have dependents, secured debts or ongoing financial obligations, it can help ensure your loved ones are not burdened with expenses or forced to sacrifice their standard of living after you’re gone.

Life insurance may also be appropriate for those who own businesses, provide financial support to others or want to explore estate planning options.

What Is Life Insurance?

When you purchase life insurance, you enter into an agreement with an insurance company. In exchange for regular payments, the insurer provides a death benefit to your chosen beneficiaries according to the policy’s rules if you pass away while the policy is active. Beneficiaries can use this money for any reason, including living expenses, outstanding debts or funeral costs.

What Does Life Insurance Cover?

Life insurance typically provides a pre-determined death benefit to your designated beneficiaries after a claim is approved. Some policies may also include optional riders that advance a portion of the benefit in case of critical illness.

How Much Does a Policy Cost?

The amount you’ll pay for life insurance depends on factors such as age, health history, lifestyle habits and occupation. The amount of coverage you choose, the type of policy and added features or riders can also affect pricing.

In general, term life insurance, which provides coverage for a set amount of time, is less expensive than permanent policies. Your agent can help you understand the options and compare personalized quotes.

Secure a Policy Today

Goh Insurance & Tax offers favorable rates on life insurance. Our agents can assess your situation and recommend appropriate coverage. Contact us today for a quote.